Introduction

MANAGE MONEY                  Many young people face the dilemma of learning how to manage their money. Due to this, they often find themselves in debt or unable to support themselves. I have learned a few ways to keep myself from falling into traps that may cause me to be in debt or with no money. I have found that if I create a budget, make a list of my necessities, and set financial goals, I am able to avoid financial snares. .              One can create a budget is by allowing oneself a certain amount of money a week to spend. One way of doing this is by setting aside a specific amount of money out of your income for spending and save the rest. Specify the amount of money one will need to spend monthly and try not to go over your specified budget. One also should decide how much money one want to spend on certain things. Try to find the best bargains possible. The majority of the time when one shops around, one is able to find things at a lower price rather than jumping at the fir

 BATIK Batik is both an art and a craft, which is becoming ever more popular and well known among contemporary artists all over the world, as a wonderfully creative medium. The art of decorating cloth using wax and dye, has been practiced for centuries in many parts of the world including China, Japan, India, South America and Europe. In Java, an island in Indonesia, batik is part of an ancient tradition, and some of the finest batik cloth in the world is still made there. The word batik originates from the Javanese word “ tik”  which means to dot. Batik is both a verb (to batik) and a noun (a batik – an object made by batiking!). Batik is usually made on a fabric surface (such as cotton, silk, linen, rayon or hemp), but batik techniques can also be used on paper, wood, leather and even a ceramic surface. To make a batik, selected areas of the design are blocked out by applying hot wax over them, a dye is applied on top and the parts covered in wax resist the dye and remain the origina

  The Importance of Learning Chinese as a Second Language Chinese is now considered as an important language worldwide because of its increase in presence in the business world. Chinese are involved in many businesses throughout the world including Hollywood. So, if you want to increase opportunities in the business world, you must learn Chinese as a second language. Here, we would like to mention that the previous American president Barack Obama has picked up Chinese. Even Mark Zuckerberg from Facebook also learned Chinese as his second language. Learning their language would be the best way to open the doors to a lot of other business opportunities. Now you can learn Chinese in Singapore with the best teachers. Mandarin classes are conducted here in order to enhance the language skills of our students. We are now going to shed some light on the importance of Chinese as a second language. Important for Travelling It’s a fact that the mandarin language in spoken in a lot of areas. From

Travel To Australia  One of the places I have always wanted to travel to was Australia and I have traveled to a lot of countries in my lifetime. I have gone to over fifteen countries excluding the states I have traveled to. Australia seems to have such a great environment to take a vacation to. Sydney, Australia is not the only hot spot in the country. Australia has many unique and interesting places for anyone to visit and have a great experience with all the animals, historical sites, restaurants, forests, deserts, and oceans that they have. Anyone can have a good time there with friends and you can even enjoy it with your family. First stop, Sydney. When you think of Sydney you either think of Finding Nemo or you think of the Sydney Harbor Bridge next to the Opera House. According to Tourism Australia, you can take a kayak ride underneath the Sydney Harbor bridge after passing the beautiful and unique Opera House, and if kayaking is not for you than maybe a ferry ride or a boat ride

  Playing Tennis Is playing tennis fun? I think playing tennis is fun. Tennis is one of my favorite types of sports. Since I started playing tennis, I have never gotten hurt, unlike another kind of sports games; I find it too physical and prone to a different kinds of injuries and sometimes fatal. My favorite hobby is tennis. I actually picked up a racket for the first time about six years ago. I started playing tennis because I wanted to spend more social time with women friends. I found that between the demands on my time from work, home, and staying in shape, my female friendships were going by the wayside. I spend about an hour or more a day working out, but I was running and lifting weights, which are really solitary activities, so I took up tennis because it was a way to still get exercise but spend time with female friends. I now play several times a week before or after work on a couple of different teams. It’s a great stress reliever, it’s a great way to stay in shape, and I f

I can bake something beautiful  My goal has always been to feed people. It’s a basic, noble way of living a life of service to our fellow human beings and if you do it right, it can be a career. Bakers on a whole I think are concerned with quality and consistency. It’s critical to getting customers to come back. The quality and consistency extends from the food to the service to the appearance of the bakery. Customers like to know what to expect. I think though there is a definite secrecy amongst bakers with regards to recipes, for the most part, everyone is willing to help other bakers out. A baker might not give you her prized brownie recipe but if you asked why your own recipe wasn’t working out, they would happily guide you. The “baker’s dozen” is an interesting concept to touch on. What started as a way to insure against “fraud” has become something of a legit generosity and a marketing technique. Bakers have long been the center of community. Long ago you would bring your loaves

  My Trip to Bali, Indonesia Bali is such a magical island with so much to see and do and I wanted to, not only share my experience, but help you plan out your  adventure in Bali by putting together a quick list of my favorite spots!  I had the wonderful honor of traveling with my family. Our first adventure was a half day trip to the  Taman Ayun Temple , about 30 minutes in town. We spent a lot of time in Seminyak, it was one of our favorite spots! I highly suggest staying at  The W Hotel , if you’re looking for a young/fun vibe with gorgeous accommodations and killer views We also took about an hour and a half drive outside of Seminyak to visit the  Temple Tanah Lot  – which I highly recommend as well. Be sure to visit the rice fields and stop for lunch at Bamboo Restaurant (on the way back to Seminyak) for some absolutely delicious, authentic Indonesian food. My most favorite day-trip was our adventure to  Nusa Penida , an island south of the main island of Bali. Be sure to book a t

 The Galungan and Kuningan On Bali Honoring the Almighty God and Creator of the entire universe (Ida Sang Hyang Widhi) as well as the victory of Virtue against Evil, the Hindu followers on the island of Bali conduct the religious festivals of Galungan. This year, the series of Galungan ceremonies will commence on 10th February 2016 and end with the pinnacle of Kuningan on 20th February 2016. For 10 consecutive days, the entire island will be highlighted with all kinds of traditional decorations as well as various rituals and festivities concentrated on Bali's many temples, including the island's mother temple, Pura Besakih. Celebrated every 210 days according to the Hindu Saka Calendar, Galungan symbolizes the victory of Dharma over Adharma or virtue over evil which has its origin in the mythology of “Mayadenawa”. It is believed that during the ten days of Galungan, all the gods, as well as the supreme deity Ida Sang Hyang Widi, will come down to earth and join the festivities.

  My Favorite Teacher I have a teacher in my life who was important to me. My favorite teacher is Lin. She is teaching Grammar Mandarin. She has full knowledge of her subject. Her method of teaching is very interesting and impressive. She loves all her students as his own children. She always wears simple and clean clothes. She is very learned. she always helps every student. She like discipline and well-disciplined students. She never makes any distinction and difference between the students. She never discourages any students. I have great regard for her because she always leads the students on the right path. I am very grateful for having such a teacher in my life.

About Me  I’m Joe Lioe Sim , you can call me Lucy Joe . Here i want to introduce myself . I’m a very simple person who is sincere, enthusiastic and responsible for something. I have variety of hobbies ,such as swimming ,playing tennis , yoga , gimnastics,walking , reading , planting , flower arrange,cooking , baking, watching movie , listening music , loving pets and enjoing a cup of hot capucino in a cafe .  I have two sons and a daughter. Both of them all live abroad after graduation. They are separated and have their own life and work . The eldest is married and has two sons .  I’m always busy like an ant , as a single parent  i dont want to let the loneliness and boredom surround my life . I have a persistant to keep doing what i have planed . I have determation to face my life challenges with full confidence . Lots friends say that i’m a strong grass which not afraid of rain and wind .  I’m not good in writing ,and also worst in public speaking . I like literature and i’m a studio

 My Achievements Watch the below video about my achievement .

 My Lifestyles Let's watch my Video.

 My Future Plans I have great hope that in 2 years I will graduate and become a great Mandarin teacher. Ideally, in a conversational or Executive Private Tutoring program. The first step to accomplish this goal would be to graduate from the university & get my degree. After graduating, I will either teach at a Chinese learning center or find my own students. I really love flowers, so I’m also going to learn Ikebana, the Japanese art of flower arrangements. Above all, I want to live a peaceful and relaxing life.  My 2 sons & daughter are adults now, and I have 2 grandsons. I haven’t seen them in person for some time now due to COVID, but I’m sure I will be seeing them again soon once the travel restrictions are lifted. It would be really nice to gather as a family. Meanwhile, I’m keeping in touch with them through video calls. I believe in my future plans - I think I will live a happy life that way. Chinese is becoming a more important language and more people want to learn it.